Your customer wants the equipment. We finance the deal.
A customer who cannot pay in full is a sale you lose on the finance desk. We put a financing path in front of them instead — so price stops being the end of the conversation. You keep the customer, the sale and the margin.
We work through you, not around you. Every conversation is with you as the dealer — we never contact your customer. You ask them for documents, and once we have an approval you can present it to them yourself or we will issue it to you.
No submission fee
We do not charge you to submit a financing opportunity or to have a file placed.
We don't touch your margin
We take no share of your equipment gross profit. Your sale is your sale.
Get paid on the financing,
not just the equipment.
On top of the sale itself, we can pay you a dealer reserve on qualifying funded deals — so sending us a customer who needs financing is worth more to you than sending them away to find it.
Reserve payments of up to $2,000 per qualifying deal may be available under applicable program terms. We tell you before you submit whether a deal is likely to qualify — reserve is not payable on every file.
Dealer reserve
$2,000
up to, per qualifying deal
Paid on top of your equipment sale.
Your gross profit is never touched.
What partnership looks like
You sell the equipment. We handle the finance desk.
Running a credit desk is a different business from running a dealership. Hand that part to us and keep doing what you are good at.
We have the lenders your business doesn't have.
You keep the customer and the profits.
Why more of these deals get done
Your captive program has one door. We have the whole market.
A dealership's finance options usually come down to a handful of manufacturer programs — John Deere, Case, Ford, GM. Those programs are excellent for the customer who fits them exactly. Everyone else gets a decline, and the sale is gone.
What a captive program gives you
What CBB gives you
You get the lenders your business doesn't have — and we work the file from submission through to funding.
24-hour turnaround
Send the file in the morning. Have an answer before you close.
We can have a file reviewed and approved in as little as 24 hours, so the customer stays on the lot and the deal keeps moving instead of sitting in a queue.
Files your finance desk can't place
When retail finance says no, the sale usually dies.
Retail programs are bound by fixed year, kilometre, collateral and financial-statement rules. Send us the customer who falls outside them instead of losing the deal.
A retail finance desk is limited to
Through CBB you can place
You get the lenders your business doesn't have — and we work the file from submission through to funding.
How the process works
You send the file. We do the rest.
Everything is handled through you. You never hand your customer over, and we never go around you.
You spot the need
A customer wants the equipment but can't comfortably pay in full today.
You send us the basics
Submit the opportunity through the form or give us a call. That's your part done to start.
We call you
We go through the file with you so we understand the deal properly before anything moves.
We place it and get a decision
We submit to the lender most likely to approve that profile — usually within 24 hours.
You deliver the approval
You take the approval to your customer and collect the documents. Or we issue it to you and you hand it over.
You complete the sale
Once funded, you close the equipment sale on your own terms and collect your reserve.
Your part is 01, 02 and the approval.
Find the customer who needs financing, send us the basics, and deliver the approval once we have it. Everything between those is on us.
Submit an opportunity
We call you first — never your customer.
Nothing is submitted to a lender and nobody contacts your customer until we have spoken with you and understand the opportunity properly. Send us the basics and we will call you to work through it before anything moves.