We are the call you make when the bank has already said no.
CBB Group has been placing commercial financing for Canadian and American businesses since 2021. We are not a lender — we are the brokerage that knows which of our lenders will fund a file like yours, so you can put the asset to work instead of waiting on it.
What sets us apart
We do not underwrite like a bank, because we are not one.
A traditional bank branch works from financial statements, home collateral and personal credit, and its review can run for weeks. A business that needs capital or equipment usually cannot wait that long — and often does not fit those criteria in the first place.
Our commercial lenders work from your business revenue and banking stability. That is a far wider door than a single bank branch opens, and it means we can give you an answer in hours rather than weeks.
What a traditional bank branch asks of you
A minimum personal credit score to be considered
Three years of financial statements, every time
Home collateral or real estate security
Review that can run for weeks before a decision
What our commercial lenders ask for instead
No impact on your personal credit
Commercial funding is set up under your business. It does not appear as a monthly trade line on your personal credit file, so adding equipment doesn't count against your personal borrowing.
No financial statements required
We do not need financial statements at all to qualify. No three years of year-ends, no accountant's package to assemble.
No home collateral
You are not putting your house on the line. No real estate security is required to qualify.
Approvals within 24 hours
Decisions come back within 24 hours, with unsecured loan funding in your bank account within 2 business days.
Every lender has its own criteria and sets its own terms — our job is to find the ones that fit your business.
Our goal is to get you funded within the week
If you have ever used a mortgage broker, you already understand what we do. You tell us what you need, we take it to the lenders, and we handle the process from there. Same idea — just for your business instead of your house.
A dealership can only offer you their own captive program — John Deere, Case, Ford, GM. Your bank can only offer you the bank. We are not tied to either. We work with a network of commercial lenders, so we can look at your situation, find the program that actually fits it, and put your application in front of the right people.
That wider network is why files get placed that would otherwise die on a finance desk: businesses under three years old, trucks older than 2017 or over 190,000 km, no minimum personal credit score, and no financial statements required to qualify.
You can't call these lenders yourself. We can — and we help small and medium businesses every single day.
A hands-on process
Every file is worked by a person who understands it. We tell you what is realistic, what the lender will need, and where a program is unlikely to work — before you spend time on it.
Finance the thing that earns
A truck, a machine or a fit-out is not a cost — it is an asset that goes to work for you, and the interest is a deductible business expense. We help you get it without draining the cash you need to run the business.
Two markets
We work with businesses in Canada and the United States, with the appropriate documentation and program requirements for each.