$15,000 – $250,000 equipment
The hardest equipment in Canada to find a lease for.
Laser platforms, RF and microneedling devices, body contouring systems and full dental suites routinely run $15,000 to $200,000. Search online and you will find almost nobody who will lease them. We work this category — and if you already own equipment you need to move, we help with that too.
Why this is so hard
It is not trucking collateral — and most brokers never built a program for it.
Commercial lenders are comfortable with assets they can value quickly and resell easily — a pickup, an excavator, a trailer. A laser platform or a dental imaging unit is a different proposition: a narrower buyer pool, faster technology cycles, and a resale market that is genuinely harder to appraise.
The result is that the category falls through the cracks. The brokers who handle trucks will not look at it. The banks want the equipment pledged against real estate. And the price point — commonly $15,000 to $200,000 — is usually more than a clinic or studio wants to take out of working capital in one hit.
We work this category specifically. Assets, terms and lender appetite vary by device, so the honest answer is that we will tell you what is realistic for the specific machine you are looking at — before you spend weeks chasing it.
What we lease
If it is a commercial machine in a clinic, studio or salon, we can look at it.
New and used both come up, and where you buy from matters — dealer, private seller and auction are all possible depending on the program.
Who this is for
We have lenders and programs that specifically finance this equipment.
This is not us guessing at a category we do not know. We work with lenders whose programs are built for spa, aesthetics, health and dental equipment — they understand what these machines are worth and what they are for. Tell us the make, model and year and we will go straight to the right program and tell you what we can do.
How it works
From first conversation to installed equipment.
Tell us what you need
The machine, the amount and roughly when you need it. A quote or listing helps but is not required to start.
We review the file
We look at your business, the asset and what you are trying to achieve, and identify which programs are likely to fit.
We prepare the application
We work with you to complete the lender application and gather the supporting documentation the program requires.
The lender assesses it
We manage the file with the lender and keep you informed at every stage of the process.
Documentation and funding
On approval we coordinate the paperwork between you, the lender and where relevant the seller, through to funding.
Equipment delivered
The equipment is delivered and the financing is in place. Payments follow the agreed structure.
If you are selling
Not everyone arriving here wants to buy. And not everyone selling is a dealer.
Clinics upgrade, relocate and close. Some people are moving on a single machine they no longer need. And dealers and manufacturers need their customers to be able to afford what is on the floor. One machine or a whole catalogue — all of it is what we do.
You own the equipment
Maybe you are upgrading, consolidating two locations, or closing a practice. There are two ways we help — and they solve different problems.
We sell it for you
We list the equipment across the major Canadian marketplaces, handle the buyer inquiries ourselves, and work to a realistic retail value. You keep possession until it sells.
See how our consignment worksOr unlock the cash and keep using it
A sale-leaseback turns equipment you already own into working capital while you carry on treating patients with it. Useful when the machine is earning but the cash is tied up.
About refinancing & sale-leaseback
You are selling the equipment
You do not have to be a dealer for this to work. If you are moving on a single $40,000 machine — an upgrade, a spare, a device that never got the traffic you hoped for — the person who wants it faces exactly the same problem they would on a showroom floor: they want it, and they cannot comfortably pay for it in one go.
Help your buyer get it financed
We put a financing path in front of them so price stops being the end of the conversation. A buyer who can spread the cost is a buyer who can say yes — one machine or a hundred.
We handle the paperwork
The application, the lender and the follow-up are ours. You are not running a credit desk, and you are not chasing a stranger's bank.
Or we simply sell it for you
If you would rather not deal with buyers at all, consignment does the whole job — we list it, handle the inquiries and work to a realistic retail value.
See how our consignment works
Why not just use your bank
A bank underwrites the asset. We underwrite the business.
A bank
CBB Group
- Wants the equipment pledged against real estate or other securityEquipment-based programs that work from the asset itself
- Treats spa, aesthetics and dental devices as an unfamiliar asset classThis category is what we work in — we know what lenders will look at
- One set of credit criteria, applied the same way to everyoneMultiple programs with their own criteria, so a decline elsewhere is not the end
- You deal with a branch, then a credit team, then waitOne point of contact from first conversation through to funding
- Financing is a side product to the deposit accountCommercial equipment financing is the entire business
Not every applicant or every asset will qualify. What the comparison shows is how the two approaches differ — and why the second one is worth a conversation.
Questions
Straight answers.
If your question is not here, ask it directly — we would rather tell you early whether something is workable than have you spend a month finding out.
Ask us about your equipmentCan you actually lease spa, health and beauty equipment?+
Yes — this is a category we work. It is harder than trucks and heavy equipment because the lender pool is smaller and resale values are less predictable, so the range of programs that will look at a given machine is narrower. That is exactly why most brokers do not offer it. It does not mean nothing is available.
How much equipment can I finance?+
The equipment we see in this category commonly runs from $15,000 to $200,000. That is the range the assets fall into, not a guarantee of what any program will approve. The amount available to you depends on the asset, your business and the program's own criteria.
Will you finance used equipment?+
Often, yes. Age, condition, service history and the resale profile of the specific model all matter more in this category than in others. A well-maintained mainstream device is a different proposition from a discontinued one, and we will tell you which you have.
Can I buy from a private seller or at auction?+
Depending on the program, eligible purchases may come from dealers, private sellers or auctions. Private sales and auctions usually need more documentation — proof of ownership, service records, sometimes an inspection — so tell us the source at the start and we will tell you what is needed.
What terms are available?+
Terms commonly range from 24 to 72 months depending on the equipment, the applicant and the program. The calculator shows illustrative examples; longer and shorter terms are available. They are options, not a guarantee that every term is available for every asset.
What information will I need?+
Typically business information and banking records, plus the equipment details — make, model, year, condition, and where you are buying it from. We will tell you exactly what the relevant program needs rather than asking for everything up front.
Financing calculators
See the numbers before you apply.
Explore financing amounts, repayment terms and illustrative costs without submitting an application first. Change any input and the estimate updates immediately.
Every estimate is illustrative. Actual rates and approved amounts are determined by the lender and program.
Equipment Leasing & Financing Calculator
$15,000–$250,000 · Rates from 9.99%
Longer and shorter repayment terms are available. Final terms are set by the lender and the specific financing program.
Your estimate
Illustrative only — your rate and approved amount depend on the program, the vehicle and the applicant. Full disclosure
Testimonials
Businesses choose CBB Group
From commercial trucks and heavy equipment to unsecured business financing, CBB Group helps business owners access financing options beyond traditional banking and dealership programs.
My experience with CBB couldn't have been better! Mike was a pleasure to deal with, so friendly, helpful and efficient. Such a nice break from dealing with banks and their limitations. The weekly payments based on your business performance makes it so easy. CBB works with you to find a solution that will work best for you and your business... I definitely recommend and will continue to work with them in the future!
Mike was great to deal with. He explained everything clearly and made the whole process a lot less stressful than dealing with the bank. Appreciate the help!
David was very helpful and always got back to me when I had questions. We were looking at financing for a truck and he made the process straightforward. Would definitely recommend.
Really good experience. Jennifer was friendly, professional and easy to work with. She helped us understand our options and kept things moving. Thanks again!
Mike was awesome to deal with. Banks weren't giving us much direction, and he took the time to go over our situation and explain the options. Much appreciated.
Very happy with the service. Bill was helpful and honest with us about the process. Communication was good and everything was explained in a way that made sense. I'd recommend giving them a call.
Mike made things easy. We needed financing for our business and didn't want to spend weeks going back and forth with a bank. He was quick to answer our questions and helped us through the application.
Jennifer was great! Very personable and professional. She explained what information was needed and made the whole experience feel manageable. Thanks for all the help.
We had a good experience working with David. Equipment financing can be a headache, but he helped us understand the process and what our options were. Good communication throughout.
Mike was excellent. Straightforward, easy to talk to and very responsive. It's nice to deal with someone who understands business owners instead of just giving you the usual bank answer.
Great service and very easy to deal with. Bill answered all our questions and helped us figure out the next steps. I'd definitely contact them again if we need financing.
Jennifer was a pleasure to work with. She was organized, helpful and kept us informed. The process was much easier to understand than what we'd experienced elsewhere.
Mike was friendly and efficient. We had questions about financing for our business, and he took the time to explain everything. No pressure, just helpful information. Would recommend.
David was great to work with. He understood what we were looking for and helped us work through the options. Communication was excellent.
Good experience overall. Bill was professional and easy to get ahold of. We appreciated having someone walk us through the financing process rather than trying to figure everything out ourselves.
Mike was fantastic. He made everything clear and was quick to answer when we had questions. Definitely a better experience than the runaround we'd been getting elsewhere.
Jennifer was very helpful and professional. She took the time to understand our business and explain the process. Really appreciated the straightforward approach.
I dealt with Mike and had a great experience. He was friendly, knowledgeable and made everything simple. Would happily recommend him to other business owners.
Bill was easy to deal with and very helpful throughout the process. We wanted to explore our financing options, and he explained everything clearly. Good service!
Mike was great to work with. He was patient with all my questions and made sure I understood what was required. It's nice to have someone actually take the time to help.
David was professional and responsive. The process was straightforward, and he kept us updated along the way. Happy with the service we received.
We had a positive experience with Jennifer. She was easy to communicate with and helped us understand the options for our business. Would definitely recommend.
Mike was excellent to deal with. We were looking into equipment financing and he made the process easy to follow. Very helpful and professional from the beginning.
Bill was great. Friendly, knowledgeable and no unnecessary runaround. He helped us understand what was involved and answered our questions promptly.
Mike helped us work through our financing options and made everything pretty straightforward. Good communication and easy to deal with. Thanks!
Jennifer was wonderful to work with. She was patient, professional and explained things in plain English. The whole experience was much less intimidating than dealing with a bank.
Really appreciate David's help. He was responsive and made sure we understood what was needed throughout the process. I'd recommend reaching out to him.
Mike was very helpful and easy to talk to. We had a few questions about business financing, and he explained the process without making it complicated. Great experience.
Bill was professional and straightforward. He took the time to go over our situation and explain the next steps. Exactly what you want when you're trying to sort out business financing.
Jennifer was a pleasure to deal with. She was friendly, helpful and kept communication clear. Everything was handled professionally, and I appreciate the assistance.
Mike was great. He answered my questions, explained the process and helped us understand what options were available. Would definitely work with him again.
Good experience with David. He was helpful and easy to reach when we needed clarification. The process was well explained and we appreciated the support.
Mike was awesome. Very easy to work with and always willing to answer questions. Financing can be frustrating, so having someone help you through it makes a difference.
Jennifer was professional and knowledgeable. She helped us understand the financing process and made sure we knew what information was required. I would recommend her.
Bill was easy to deal with and made the process straightforward. We appreciated the honest communication and the time he took to answer our questions.
Mike was friendly, helpful and efficient. He made everything easy to understand and was quick to respond. Really happy with the service.
David was great to work with. He understood what we were trying to accomplish and helped us navigate the process. Very professional and good communication.
Jennifer made the whole experience much easier than I expected. She was approachable, answered all our questions and kept things moving. I'd definitely recommend her.
Mike was excellent from start to finish. We were exploring financing for our business and he explained everything clearly. No wasted time, just good communication and helpful service.
Bill was very helpful and professional. He took the time to explain the process and answer our questions. It's refreshing to deal with someone who makes business financing easier to understand.
My experience with CBB couldn't have been better! Mike was a pleasure to deal with, so friendly, helpful and efficient. Such a nice break from dealing with banks and their limitations. The weekly payments based on your business performance makes it so easy. CBB works with you to find a solution that will work best for you and your business... I definitely recommend and will continue to work with them in the future!
Mike was great to deal with. He explained everything clearly and made the whole process a lot less stressful than dealing with the bank. Appreciate the help!
David was very helpful and always got back to me when I had questions. We were looking at financing for a truck and he made the process straightforward. Would definitely recommend.
Really good experience. Jennifer was friendly, professional and easy to work with. She helped us understand our options and kept things moving. Thanks again!
Mike was awesome to deal with. Banks weren't giving us much direction, and he took the time to go over our situation and explain the options. Much appreciated.
Very happy with the service. Bill was helpful and honest with us about the process. Communication was good and everything was explained in a way that made sense. I'd recommend giving them a call.
Mike made things easy. We needed financing for our business and didn't want to spend weeks going back and forth with a bank. He was quick to answer our questions and helped us through the application.
Jennifer was great! Very personable and professional. She explained what information was needed and made the whole experience feel manageable. Thanks for all the help.
We had a good experience working with David. Equipment financing can be a headache, but he helped us understand the process and what our options were. Good communication throughout.
Mike was excellent. Straightforward, easy to talk to and very responsive. It's nice to deal with someone who understands business owners instead of just giving you the usual bank answer.
Great service and very easy to deal with. Bill answered all our questions and helped us figure out the next steps. I'd definitely contact them again if we need financing.
Jennifer was a pleasure to work with. She was organized, helpful and kept us informed. The process was much easier to understand than what we'd experienced elsewhere.
Mike was friendly and efficient. We had questions about financing for our business, and he took the time to explain everything. No pressure, just helpful information. Would recommend.
David was great to work with. He understood what we were looking for and helped us work through the options. Communication was excellent.
Good experience overall. Bill was professional and easy to get ahold of. We appreciated having someone walk us through the financing process rather than trying to figure everything out ourselves.
Mike was fantastic. He made everything clear and was quick to answer when we had questions. Definitely a better experience than the runaround we'd been getting elsewhere.
Jennifer was very helpful and professional. She took the time to understand our business and explain the process. Really appreciated the straightforward approach.
I dealt with Mike and had a great experience. He was friendly, knowledgeable and made everything simple. Would happily recommend him to other business owners.
Bill was easy to deal with and very helpful throughout the process. We wanted to explore our financing options, and he explained everything clearly. Good service!
Mike was great to work with. He was patient with all my questions and made sure I understood what was required. It's nice to have someone actually take the time to help.
David was professional and responsive. The process was straightforward, and he kept us updated along the way. Happy with the service we received.
We had a positive experience with Jennifer. She was easy to communicate with and helped us understand the options for our business. Would definitely recommend.
Mike was excellent to deal with. We were looking into equipment financing and he made the process easy to follow. Very helpful and professional from the beginning.
Bill was great. Friendly, knowledgeable and no unnecessary runaround. He helped us understand what was involved and answered our questions promptly.
Mike helped us work through our financing options and made everything pretty straightforward. Good communication and easy to deal with. Thanks!
Jennifer was wonderful to work with. She was patient, professional and explained things in plain English. The whole experience was much less intimidating than dealing with a bank.
Really appreciate David's help. He was responsive and made sure we understood what was needed throughout the process. I'd recommend reaching out to him.
Mike was very helpful and easy to talk to. We had a few questions about business financing, and he explained the process without making it complicated. Great experience.
Bill was professional and straightforward. He took the time to go over our situation and explain the next steps. Exactly what you want when you're trying to sort out business financing.
Jennifer was a pleasure to deal with. She was friendly, helpful and kept communication clear. Everything was handled professionally, and I appreciate the assistance.
Mike was great. He answered my questions, explained the process and helped us understand what options were available. Would definitely work with him again.
Good experience with David. He was helpful and easy to reach when we needed clarification. The process was well explained and we appreciated the support.
Mike was awesome. Very easy to work with and always willing to answer questions. Financing can be frustrating, so having someone help you through it makes a difference.
Jennifer was professional and knowledgeable. She helped us understand the financing process and made sure we knew what information was required. I would recommend her.
Bill was easy to deal with and made the process straightforward. We appreciated the honest communication and the time he took to answer our questions.
Mike was friendly, helpful and efficient. He made everything easy to understand and was quick to respond. Really happy with the service.
David was great to work with. He understood what we were trying to accomplish and helped us navigate the process. Very professional and good communication.
Jennifer made the whole experience much easier than I expected. She was approachable, answered all our questions and kept things moving. I'd definitely recommend her.
Mike was excellent from start to finish. We were exploring financing for our business and he explained everything clearly. No wasted time, just good communication and helpful service.
Bill was very helpful and professional. He took the time to explain the process and answer our questions. It's refreshing to deal with someone who makes business financing easier to understand.
Tell us the machine. We will tell you what is possible.
Whether you are buying equipment or moving some on, the first step is the same — a short conversation about what you have and what you need it to do.
CBB Group is a commercial financing brokerage, not a lender. Financing is arranged through third-party lenders and programs, each of which makes its own credit decision under its own criteria. Advertised ranges and rates are indicative and are not an offer of credit or a guarantee of approval. Terms, rates and eligibility vary by applicant, asset and program.