Industries we serve.
Different industries finance differently. A trucking company's file does not look like a restaurant's — and we work with lenders whose programs are built for each.
Our rates
Whatever your industry, the asset should pay for itself.
You are not buying a cost — you are buying something that earns. Here is where our rates start.
All rates shown are “rates from”. Not every applicant will qualify for the starting rate — the rate offered depends on the applicant, the asset and the program.
24-hour decisions
Eligible applications get a decision within 24 hours. A conventional bank loan can take a week or more — by then the machine, the truck or the contract has usually gone.
Funding in 2 business days
On unsecured programs, funds can land in your account within 2 business days of approval, so you can move while the opportunity is still there.
One point of contact
Not a branch, then a credit team, then a queue. One broker who knows your industry and your file from first call to funded.
Construction & Contracting
Excavators, skid steers and attachments, plus working capital to bridge progress payments and payroll between draws.
Trucking & Transportation
Tractors, trailers, dump trucks and work vans — including older, higher-kilometre units that dealership programs decline.
Manufacturing
Production machinery, tooling and sheet-metal equipment, plus capital for expansion and raw-material inventory.
Agriculture & Farming
Tractors, implements and grain equipment, plus operating capital to cover the gap between input costs and harvest revenue.
Landscaping & Snow Removal
Trucks, trailers, loaders and seasonal equipment — with cash flow that peaks hard and then flattens.
HVAC, Plumbing & Electrical
Service vans, tools and diagnostic equipment, plus capital to take on larger contracts that pay on a delay.
Roofing & Excavation
Heavy equipment and vehicles for site work, and working capital to cover materials before a job is paid for.
Restaurants & Hospitality
Commercial kitchen equipment, fit-out costs and the working capital to get through a slow season.
Automotive Businesses
Shop equipment, lifts, diagnostic tools and vehicle inventory financing for independent operators.
Medical & Fitness
Clinical and gym equipment that has to be financed against its own revenue rather than a property asset.
Retail & Commercial Services
Fit-outs, fixtures, inventory ahead of peak season and working capital for day-to-day operations.
Warehousing & Distribution
Forklifts, racking and handling equipment, plus capital to carry inventory before it moves out.
Don't see your industry? It is still worth asking — we work with lenders across the commercial market, not a fixed list of sectors.
Ask about your business